UOB offers different property mortgage offers for HDB flat proprietors, furnishing an alternative choice to the HDB Concessionary Personal loan. Their choices contain both of those fixed-charge and floating-amount deals, that are frequently pegged for the 3-Thirty day period Compounded SORA. For instance, a marketing offer may perhaps present you with a amount of 3-Month Compounded SORA + 0.70% p.a. for the main two yrs, using a minimum personal loan dimensions of S$250,000. website For a hard and fast-charge choice, fees might be as little as two.28% for any two-12 months lock-in interval. Eligibility for any UOB personal loan is topic to Assembly the full Debt Servicing Ratio (TDSR) of 55% together with other credit history needs. UOB also offers a unique "Go Eco-friendly Property Financial loan" for Attributes having a BCA Eco-friendly Mark certification, offering income rebates. Furthermore, They can be known for a low valuation fee of just S£150 furthermore GST and supply a bridging financial loan choice for homeowners transitioning in between properties.